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Many moms are so involved in working and chasing after kids all the time that taking care of themselves fall low on their priority list. I have 5 tips I've discovered that may help cut a few minutes out of my morning routine without breaking your budget.

-Lemons are a great way to get whiter nails. Just cut the lemons and rub your nails.

-Mix olive oil, mayonnaise, avocado, & eggs then put on your hair then rinse out and wash. You will be amazed at the shiny, healthy-looking results.

-This is a busy moms make up kit to never leave home without. Eye lash curler, mascara, & lip gloss.

-Make sure you are drinking enough water. Your skin will have a fresh and lustrous glow if you are getting the recommended amount of water for your body.

-Take advantage of two in one products. Ex:Tinted moisturizer, Shampoo & Conditioner, tanning lotion, etc.

What are some frugal beauty short cuts you've found?

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For the long-time personal finance guru's this topic of interest might be repetitive to you, but for the newbies who are seeking order from financial chaos, Mint.com is the latest technology in budget maintenance.

Mint.com is an online personal financial and budget management service designed to help people meet their financial goals through a user-friendly website. Over one million people use this free site to manage their budget, pay bills and get education on saving money, tax returns, free tax prep, loan payments, and investments. The site is safe and secure and offers specific guidance for anyone using the service while still allowing them to remain completely anonymous.

Mint.com lets people see exactly what they are doing with their money. It offers fun quizzes to help people choose and open the best IRA for them. It includes online budgeting tools to track current spending and set budget goals. It compares bank accounts, credit cards, CD, brokerage, and 401(k) products to find the most appropriate and cost effective option for each user. It connects all accounts in one central location. Regardless of the services someone chooses to use on Mint.com, they can all be accessed via any web browser. Mint.com can also send time-critical email and text message alerts to pre-established telephone numbers or email addresses.

One unique feature on Mint.com not commonly found on other financial planning websites is their blog section. This section, MintLife, offers an entire portion of the site dedicated to providing financial news and advice. Common topics include getting out of debt, housing, retirement, student life, becoming wealthy, frugal living, employment, and the economy.

Mint.com offers all of these services, and many more, for no fee. It does not require the installation of any special software and can be set up in as little as five minutes. Once the account is set up, adding or deleting account options and features is only a click away.

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Straight from the website:

"You want to be fit and in shape physically, don't you? What about mentally, spiritually, emotionally ... and even financially?

We're here to help you train your financial muscles to get you fit. Included in this bundle are 4 of Dave's main resources to help you get started dumping debt and creating a budget that works for you."

I love the Dave Ramsey plan because it works! It's common sense advice that will walk you through the baby steps you need to get financially fit. This bundle has a $85 retail value, list price of $79.98, and is now on sale for $29.99!!! That's a value of 63% off the list price! This sale ends February 18, 2010 so don't put off buying it if you're interested.

What's included (from the website):

• The Total Money Makeover (Retail: $24.95)
  
  • Dave's most recent New York Times best-seller
  • 7 organized, easy-to-follow steps that will lead you out of debt
  • 50+ real-life stories from people just like you who have followed these principles and are now winning with their money
  • Designed for everyone, regardless of income or age
    
    
• Cash Flow Planning Audio CD (Retail $14.95)
  • In this core Financial Peace University lesson, Dave shows you how to live on less than you make, pay your bills, allow for entertainment, AND still have money left over at the end of the month.
    
    
• Dumping Debt Audio CD (Retail $14.95)
  • In this core Financial Peace University lesson, Dave shows you how to become debt free as he walks you through the necessary steps and details of dumping debt with the Debt Snowball method.
    
    
• Financial Peace Personal Finance Software CD ($24.95)
  • Build your monthly cash flow plan
  • Calculate how quickly you can roll through the debt snowball
  • Determine monthly savings needed for retirement
  • Plan for annual expenses
  • Balance your checkbook easily